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Pearl Capital Group

PC

Pearl Capital Group

Funder Premium listingSame-day
4.5(112)· Jersey City, NJ· Est. 2012

Pearl Capital Group funds $20M+ monthly across all industries. Known for fast turnarounds, transparent terms, and a dedicated account management team for high-volume brokers. Specializes in small to mid-size deals with a focus on restaurant and retail verticals.

Funding range
$5K–$500K
Min FICO
480
Turnaround
Same day
Commission
8–14 pts
Min time in biz
12 mo
Positions
1st – 3rd

Programs

  • MCA
    Advance against future card and ACH receivables. Daily or weekly remits.
  • Equipment
    Financing secured by the equipment itself.
  • SBA
    Government-backed 7(a) and Express loans. Slower, cheapest capital.

Industries funded

RestaurantRetailE-commerceHealthcare

Recent updates

#funder-updates
JD
funder-updates
James DeLucaFunderPearl Capital Group·3h

Pearl is pausing trucking under 2 years TIB until further notice. Existing approvals honored.

appetite
21ReplyMJCRin thread
JD
real-estate-bridge
James DeLucaFunderPearl Capital Group·14h

Bridge lenders are pricing 11–12.5% on 70% LTV commercial right now. Anyone beating that?

7ReplyAKin thread

Requirements

  • Bank statements required
    3–4 most recent months
  • Accepts prior bankruptcy
    Discharged, case-by-case on open
  • No open tax liens
  • Min FICO 480
  • 12+ months in business
  • Positions 1st – 3rd

Appetite trend

▲ 4.3%
12 wks agoThis week
Approval rate
49%
Funded / mo
$16.3M

From broker submissions and program updates on Moneyline.

Contact

funding@pearlcapitalgroup.com(201) 555-0303 pearlcapitalgroup.com