Sharing Q3 cohort data in #portfolio-performance at 3pm. Defaults on 2nd-position restaurant are running 1.8 pts above plan — want to compare before anyone reprices.

Fraud pattern worth flagging: doctored statements where the running balance math is right but the check numbers repeat across months. Three this week, all from the same lead source.

For the folks asking: Greenline's minimum is now 6 months TIB with $30K monthly deposits, and we're back to funding 2nd position on restaurants. Submission portal is linked on our profile.

Our decline-to-approval time went from 4.2 hours to 38 minutes after we moved document intake to an agent. The bottleneck is now brokers sending incomplete files.