Rapid Capital Funding

Funder Premium listingSame-dayTakes liens

4.7(89)· New York, NY· Est. 2005

One of the industry's most established MCA funders with 20+ years of experience. Rapid Capital Funding offers merchant cash advances, revenue-based financing, and healthcare-specific programs. Known for competitive factor rates, fast approvals, and strong broker relationships.

Funding range

$10K–$2M

Min FICO

500

Turnaround

Same day

Commission

8–15 pts

Min time in biz

12 mo

Positions

1st – 4th

Programs

MCA
Advance against future card and ACH receivables. Daily or weekly remits.
Line of credit
Revolving facility — merchants pay only on what they draw.
Equipment
Financing secured by the equipment itself.

Industries funded

RestaurantHealthcareRetailConstructionTrucking

Recent updates

#funder-updates

mca-rbf

Mike TorinoFunderRapid Capital Funding·55m

Unpopular opinion from the funder side: the stacking problem is a broker comp problem. If renewals paid like new deals, half of this goes away. We're piloting 1.5x renewal points starting next month.

Deep dive

MCA Stacking: The $2 Billion Problem Threatening Funder Portfolios — Data, Causes, and Solutions

An in-depth, data-driven analysis of how position stacking is driving $2 billion in annual losses across the MCA industry, why existing databases aren't solving it, and the technology solutions racing to close the gap.

14 min readPro