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Mike Torino

MT
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Mike Torino

Funder elite

CEO & Managing Partner @ Rapid Capital Funding

New York, NY Joined January 2025 Online

20+ years in alternative business financing. Built Rapid Capital from a one-man shop to a top-25 funder by volume. Passionate about helping small businesses access the capital they need to grow.

Legend
Top tier
12.4KPoints
89Deals
56Reviews
MT
mca-rbf
Mike TorinoFunderRapid Capital Funding·55m

Unpopular opinion from the funder side: the stacking problem is a broker comp problem. If renewals paid like new deals, half of this goes away. We're piloting 1.5x renewal points starting next month.

Deep dive
MCA Stacking: The $2 Billion Problem Threatening Funder Portfolios — Data, Causes, and Solutions
An in-depth, data-driven analysis of how position stacking is driving $2 billion in annual losses across the MCA industry, why existing databases aren't solving it, and the technology solutions racing to close the gap.
14 min readPro
47ReplyDMRGMJ+2active 6m ago
MT
broker-watchlist · Funder Council
Mike TorinoFunderRapid Capital Funding·6h

Two new ISOs submitting identical files to multiple shops within the same hour. Names in thread — verified only.

12ReplyJDBHin thread

Market pulse

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Appetite index
77.0+5.5%
Avg factor · 1st pos
1.31-0.8%
Approval rate
38.2%+2.1%
Live now
Friday Funder Hour
Brandon Hayes on same-day funding and what it costs
BHSCDMMJ 312 listening

Funders moving

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  • QuickFund DirectSame-day up to $150K
  • Greenline CapitalBack on 2nd position
  • Pearl CapitalPauses trucking < 2y TIB

Trending

renewal comp212CA disclosure148tax liens96AI underwriting81retrades64

Upcoming

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  • Mar20MCA Underwriting Workshop (Virtual)Virtual · 162 going
  • Apr10Moneyline Connect: MiamiMiami, FL · 139 going

Rankings are data-driven and never sold. Methodology · Pricing