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The Daily Line

Broker stories

2 min left
Broker story— from the desk

How I Built a $10M/Year ISO From My Kitchen Table: Founder Diary

Former restaurant manager turned ISO owner Diana Kowalski shares her journey from submitting her first deal in 2019 to managing 45 brokers and $10M in annual revenue.

RT
Rachel Torres
Deals Reporter
September 9, 2026
9 min read · 2d ago
September 9, 2026 · 9 min read
Filed under ISO · founder story · entrepreneurship
  1. 1Former restaurant manager turned ISO owner Diana Kowalski shares her journey from submitting her first deal in 2019 to managing 45 brokers and $10M in annual revenue.
  2. 2Commission compression on renewals
  3. 3Lead-source discipline and a short funder list matter more than headcount when scaling.

What happened

Former restaurant manager turned ISO owner Diana Kowalski shares her journey from submitting her first deal in 2019 to managing 45 brokers and $10M in annual revenue.

Moneyline confirmed the details with 3 people with direct knowledge, who asked not to be named because the matter is not yet public. This story on ISO is developing; we will update it as filings and statements land.

Why it matters

The path from solo closer to a real book of business rarely looks like the highlight reel. The operators who last share a few habits: ruthless lead-source discipline, a short list of trusted funders, and a renewal cadence that starts on day one.

By the numbers
deals closed last month
23
stacked positions placed
0
monthly funded volume
$1M+

The numbers behind it

The figures below come from Moneyline's data desk, drawn from verified member submissions and public filings. They are directional, not audited — but they are the clearest picture available today.

What we're hearing

Members in #wins and #mca shared similar arcs — and a few cautionary tales about scaling headcount before process.

“The first year I sold everything. The second year I learned what to walk away from.”
The broker, on scaling past $1M a month

What to watch

  1. Commission compression on renewals
  2. Lead costs as more shops move to social channels
  3. Funder appetite for sub-$25K files

Reporting by Rachel Torres. Tips and corrections: editorial@moneyline.com.

ISOfounder storyentrepreneurshipgrowth
511 online now

Discuss in #news-desk

96 comments · 40 members weighing in

Open channel
JD
James DeLucaFunder·3:28 PM

The part about firing your worst lead source is underrated. We cut aged data and closed more in 30 days.

RGCR9 repliesLast reply 4m ago
NP
Nicole PatelProvider·3:05 PM

Respect. The grind in year one is brutal and nobody talks about the chargebacks.

TRAK3 repliesLast reply 13m ago
MT
Mike TorinoFunder·2:42 PM

Bookmarked. This is exactly why I read Moneyline before I open email.

AMAdd to the conversation…↵
On this page
  1. What happened
  2. Why it matters
  3. The numbers behind it
  4. What we're hearing
  5. What to watch
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