News
Friday, September 11
the long read
Deep dives
Data-led investigations into how the money actually moves.
Weekly Market Pulse: MCA Origination Volume Hits 18-Month High in February
Industry origination data shows February 2026 is on track to be the strongest month since mid-2024, driven by seasonal demand and loosening underwriting criteria among top-tier funders.
The Rise of Revenue-Based Financing in Healthcare: A $3B Opportunity
Healthcare providers are increasingly turning to revenue-based financing over traditional loans. Our analysis shows the healthcare MCA vertical grew 180% year-over-year.
Funder Rankings Q1 2026: Top 25 MCA Providers by Approval Rate
Moneyline's quarterly analysis reveals which funders are approving the most deals and how approval rates have shifted since the credit tightening of late 2025.
The Complete Guide to MCA Stacking: Risks, Regulations, and Red Flags
As stacking continues to be the industry's most controversial practice, we break down the mechanics, the legal landscape, and how funders are using technology to detect it.
The Hidden Costs of MCA Lead Generation: What Brokers Aren't Tracking
Most brokers know their cost-per-lead but few track cost-per-funded-deal. Our analysis of 12,000 leads across 50 brokers reveals surprising economics.
Industry Analysis: MCA Default Rates Fall to 14-Month Low in January 2026
Default rates across the MCA industry dropped to 11.2% in January, down from a peak of 16.8% in November 2024, according to Moneyline's proprietary data.
Merchant Cash Advance 101: The Complete Beginner's Guide for 2026
Whether you're a new broker entering the industry or a small business owner considering an advance, this comprehensive guide covers everything from how MCAs work to regulatory requirements.
Top 10 MCA Funders by Volume: Q1 2026 Rankings — Exclusive Data & Analysis
Moneyline's exclusive quarterly funder rankings reveal major shifts at the top, with two newcomers breaking into the top 10 for the first time. Full methodology, volume data, and broker sentiment analysis inside.
The State of MCA in 2026: Annual Industry Report Preview
Moneyline's upcoming annual report reveals that the MCA industry grew 23% year-over-year to $18.7B in 2025 originations. Here's a preview of our key findings.