News
Friday, September 11
argued
Opinion
Sharp takes from people with skin in the game.
Opinion: The MCA Industry Needs to Stop Fighting Regulation and Start Shaping It
After years of reactive lobbying, the industry's largest trade groups are finally recognizing that proactive engagement with regulators produces better outcomes for everyone.
Opinion: Why the MCA Industry's Obsession with Speed Is Creating Bad Outcomes
The race to fund deals in under 4 hours is leading to sloppy underwriting, inflated defaults, and merchant experiences that invite regulatory scrutiny.
Opinion: It's Time for the MCA Industry to Create a Self-Regulatory Body
Without a unified self-regulatory organization, the MCA industry is leaving its fate in the hands of state legislatures and federal agencies that don't understand the product.
Opinion: Syndication Is the Future of MCA — Here's Why
As individual funder balance sheets struggle to keep pace with demand, syndicated MCA deals are emerging as the industry's most scalable funding model.
Opinion: The MCA Industry Must Self-Regulate Before Government Regulators Do It For Us
A veteran funder and 15-year industry participant argues that the alternative finance industry's failure to police bad actors is accelerating government oversight that could fundamentally restrict the MCA model.
